Does Target give cash back? How much cash back can you get at target? If you want to know the answers to these questions, you can keep reading the rest of the post.
Target is one of the largest American retail corporations. At the moment, it is competing against Amazon and Walmart. However, in the offline scenario, Target is much far ahead compared to Amazon. You can also shop online on Target like Amazon.
Target has various types of promotional offerings to captivate its customers. One of them is their cash back offers. For the record, there are different kinds of cash back offers from Target. And, we will be sharing how to get them and what are those?
We will also talk about the amount of cash back you will get from Target. All of these pieces of information will be shared in this very article.
So, if you are ready, then let’s get down to business…
How Much Cash Back Can You Get At Target
Simply put, Target offers cash back up to 40 USD per transaction. The cash back can vary from 10 USD, 20 USD, and even 30 USD. But it will not exceed $40. And, Target offers cash back only if you are paying with their Target Debit cards.
But how much exactly the cash back you will get depends on a lot of factors and the payment method you are using. In the next section, we will talk about that.
If You Are Using a Credit Card
Usually, Target doesn’t offer cash back on their credit cards. However, they have cash advances on their Target MasterCard. You can use an ATM or bank or money transfer service to take the cash advance with your Target MasterCard.
As usual, you will need your PIN for using the Target MasterCard at the ATM. You can get that from the official website of Target.
If You Are Using a Personal Check
Unfortunately, Target doesn’t offer any cash back or discounts if you pay via personal checks. So, your best bet is to use their debit cards.
If You Are Using a Target Gift Card
Normally, Target doesn’t offer cash back with their gift cards. However, in some specific states and stores, you might get cashback using Target Gift Cards.
The total amount left on your Target Gift Card must not exceed the maximum cash back limit of that particular state. In addition, you might not get cash back of more than 10 USD using a Target Gift Card.
Can You Get Cash Back with Wallet If You Are Using a Target Debit Card?
Yes, you can cash back with Wallet. But it is only available if you have selected the Target Debit Card as the payment method in the Wallet while making payment. Here’s how to avail of this.
- While paying with the Target Debit Card, tap on the toggle icon in the Cash Back section to enable the cash back process.
- Next, you will have to pick the amount of dollar you will need to withdraw for that particular transaction.
- Finally, tap on the ‘Save’ button to finalize the changes.
Here, the cash back options would be either none, or 10, or 20, or 30, or 40 USD.
- Next, you will see the cast withdrawal amount in the Cash Back section.
- Then, you can scan the Wallet barcode at the checkout to apply the cash withdrawal, Target Circle, and discounts.
- Remember, cash withdrawal only works in self-checkout and the lane.
- The cashier will give you the cash at the end of the transaction.
If You Are Using a Target RedCard
Target refers to their Target Debit Card, Target MasterCard, and Target Credit Card as ‘RedCard’. If you are using their RedCard, then you are eligible for a lot of discounts and offers.
For instance, you can get a 5% discount on many eligible purchases whether you are shopping online or offline if paid with a Target RedCard. Interestingly, the 5% discount will be applied every time you make a payment with the RedCard.
To be noted, here we are talking about discounts, not cash back. That means you are not getting 5% cash back. Rather, you are saving 5% on your purchases with any Target RedCards.
And, there is no cash back if you pay with a Target credit card. Rather, you might have to pay a higher fee as those will be considered cash advances when you pay with a Target credit card or personal checks.
Some of the common deals where this discount will be applied:
- 5% off on clearance prices.
- 5% off on the Top Deals of the Week.
- If you are using your RedCard at any in-store Starbucks, you will get 5% off.
- You will also get 5% off on specialty gift cards for restaurants, travel, movie tickets, and so on.
Some common deals where this discount is not applicable:
- Previous purchases.
- Target Optical eye exams and protection plans.
- Shipt membership fees.
- Taxes, shipping, delivery, handling, and all other fees or charges, and more.
You can add a Target RedCard to your Wallet in the Target app to pay on the go and save in one scan. Another great feature of the Target RedCard is that you will get 30 days extra time to return a product in addition to the standard return policy.
In addition, you will get free shipping on most products at Target.com if you pay with a Target RedCard.
Wrap Up on How Much Cash Back Can You Get At Target
In this post, we have tried to include all the bits of information regarding cash back at Target. We hope we have been able to clear things up about cash back from Target.
In summary, you can only get cash back from Target if you are using their debit cards while paying for a purchase.
And, the highest amount of cash back is up to 40 USD. You can also get a 5% discount on your purchases online and offline if you use Target RedCards as the payment method.
We hope this post will help you get the best out of shopping at Target in the future.
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